Jaiz Bank Transfer Code

Jaiz Bank makes it extremely easy for customers to access basic banking functions. You can transfer money through any of the bank’s official apps, by going to an ATM or using the bank’s web portal. Recently, Jaiz Bank launched its 773 USSD banking service, adding USSD to the long list of banking channels available to its customers.

Using the Jaiz Bank transfer code is simple: you dial it on your phone, select what service you need, complete the required details, and pay the tiny service charge.

If you’re wondering how or why you should use the Jaiz Bank transfer code, you’re at the right place. In this post, you’ll learn the transfer code, how to use it, and why you may want to use it over the objectively better app or web banking channel.

What’s the Jaiz Bank Transfer Code

Jaiz Bank introduced its USSD banking channel several years ago, putting it among the league of elite Nigerian banks that allow USSD transactions. The Jaiz Bank transfer code allows customers to access a wide range of services, from airtime purchases to money transfers, among other exciting features.

You can access the Jaiz Bank transfer code by dialing *773# on any phone. Unlike the bank’s mobile app, it works without a smartphone or an internet connection, and it’s available to all Jaiz Bank customers on the phone number connected to their accounts.

Once you dial the Jaiz Bank transfer code for the first time, you may have to go through an activation procedure to authenticate the transfer code and start using it for transactions. The following section will teach you exactly how to do that, with and without a debit card.

How do I activate my Jaiz Bank transfer code?

Of course, you’ll need a Jaiz Bank account to be able to use the Jaiz Bank transfer code in the first place. Even when you have one, you’ll still need to activate the code to authenticate your ownership of the account before you’re allowed access to USSD services.

Thankfully, activating the Jaiz Bank transfer code is a piece of cake, as long as you can access the account you’re trying to link.

Here are the steps required to activate the Jaiz Bank transfer code using your associated ATM card:

• Dial *773# on the phone number associated with your Jaiz Bank account
• Accept all terms and conditions and charge notifications (Jaiz Bank won’t charge you for setting up your account)
• Enter your 10 digit account number
• Enter your Bank Verification Number if prompted
• Enter the last few digits of the card associated with your account
• Choose a new transaction PIN for USSD transactions

How to activate Jaiz Bank transfer code without ATM card

If you have no ATM cards connected to your Jaiz Bank account, or you simply can’t access the ones connected, you can also activate and use the bank’s USSD banking channel without needing a debit card.

To do that, you’ll need to select the “Create PIN – No Debit Card” option when after entering your Bank Verification Number during the setup. This may mean you’ll have to submit more information about your account, but that’s the price you pay for not having a debit card to set up your account.

What can you do with the Jaiz Bank transfer code?

The Jaiz Bank transfer is surprisingly more powerful than most people imagine, as it allows you to access almost every Jaiz Bank function. What’s more, nearly every feature has an equivalent shortcode you can use to access it directly without having to answer multiple questions.

Here are a few services you can access through Jaiz Bank’s USSD banking channel, their applicable shortcodes, and their charges.

You should note that this is not an exhaustive list of all the services you can access through the Jaiz Bank transfer code. Services like OTP generation, loan services, and StarTimes subscriptions, are also available through simple Jaiz Bank shortcodes.

However, there are certain Jaiz Bank services not available through the USSD banking channel, usually because it’s technically impossible to implement them. For example, you can’t request and view a full bank statement using the Jaiz Bank transfer code; you need the full app or the web portal for that!

What code can I use to check my BVN on Jaiz Bank?

Like many other banks in Nigeria, Jaiz Bank has a simple shortcode you can use to check your bank verification number from your linked phone number. However, there’s no reason to even want to do that in the first place, as you can access your BVN without going through your bank as long as you have the phone number attached to that BVN.

You can get your BVN by simply dialing *773*6*1# on the phone number connected to your Jaiz Bank app. The code also lets you check your account balance and your account number, allowing you to kill three birds with one stone.

However, if you’d rather do it without involving Jaiz Bank, you can also get your BVN by dialing *565*0# on the phone number attached to your BVN to access it for a NGN20 fee.

Your bank verification number is also available from the Nigerian Interbank Settlement System’s website, also at a fee of N20. The BVN helpdesk can also help you retrieve your BVN using the BVN helpdesk by writing [email protected] or by calling their official number.

You want to write or take a screenshot of your BVN when you finally retrieve it; you seriously don’t want to keep paying N20 each time you need to use your Bank Verification Number.

What’s the Jaiz Bank USSD code for balance?

You can check your balance on Jaiz Bank via Jaiz Bank by simply dialing *773*6*1#. In addition to your account balance, the code also shows you the BVN attached to your Jaiz Bank account, making it a great way to kill two birds with one stone.

However, you want to note that this transaction is not free: Jaiz Bank will charge you the sum of N10 for each time you check your account balance through USSD, so I’d be a bit cautious about overusing it. Also recall that there’s no charge to checking your balance through the Jaiz mobile; so if you have that on your phone, it’s a no-brainer for balance enquiries.

Conclusion

The Jaiz Bank transfer code is the most convenient way to access basic banking services without a smartphone as a Jaiz Bank customer. While the app and web banking portal is friendlier to use than the USSD banking channel, it turns out you can’t use either on a dumbphone without an internet connection!